I have a small dog walking/training business, and I am wondering if I should be bonded, insured, or both?
04 Sep 2009
I am located in Montana, and am open to suggestions as to where I can gain these services as well!
While there are no specific bonds for Pet walking or training, many such businesses get a general fidelity bond, which would be a Business Services bond. It is easily attained and you can indicate that you are bonded.
It is very similar to insurance; but, it does not protect you personally. For your protection, you should also have liability insurance.
The fidelity bond protects your clients in the event you or someone working for you steals from them.
The rates are fairly cheap and based upon the number of employees and the amount of coverage. They range from a $5000 bond with less than 5 employees for only $100 to a $100,000 with 25 employees at less than $800.
These are instant issue bonds are readily available on the internet or through your local insurance agent. You can run a search for fidelity bond and find a site that has on line submissions. One of those sites processing on line applications is www.southcoastsurety.com.
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5 Responses
2009 Sep 04
Both – lost dogs and damage done by dogs – both possible.
Contact your local SBA
References :
http://www.startmynewbusiness.com
2009 Sep 04
BOTH no doubt
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2009 Sep 04
you should do both because if any thing would happen when some ones dog was in your care they could sue you, and more than likely win so play it safe also call a insurance agent they can give you all your answer’s
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2009 Sep 04
You need to be insured, YES, (what if the dog ran into the road and got knocked down etc, you might have to pay the vet bills….
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2009 Sep 04
BOTH- and join a reputable, professional petsitting association.
References :
http://www.petsittersinternational.com