I have a small dog walking/training business, and I am wondering if I should be bonded, insured, or both?
September 4th, 2009
I am located in Montana, and am open to suggestions as to where I can gain these services as well!
While there are no specific bonds for Pet walking or training, many such businesses get a general fidelity bond, which would be a Business Services bond. It is easily attained and you can indicate that you are bonded.
It is very similar to insurance; but, it does not protect you personally. For your protection, you should also have liability insurance.
The fidelity bond protects your clients in the event you or someone working for you steals from them.
The rates are fairly cheap and based upon the number of employees and the amount of coverage. They range from a $5000 bond with less than 5 employees for only $100 to a $100,000 with 25 employees at less than $800.
These are instant issue bonds are readily available on the internet or through your local insurance agent. You can run a search for fidelity bond and find a site that has on line submissions. One of those sites processing on line applications is www.southcoastsurety.com.
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September 4th, 2009 at 9:55 am
Both – lost dogs and damage done by dogs – both possible.
Contact your local SBA
References :
http://www.startmynewbusiness.com
September 4th, 2009 at 10:41 am
BOTH no doubt
References :
September 4th, 2009 at 11:13 am
you should do both because if any thing would happen when some ones dog was in your care they could sue you, and more than likely win so play it safe also call a insurance agent they can give you all your answer’s
References :
September 4th, 2009 at 11:42 am
You need to be insured, YES, (what if the dog ran into the road and got knocked down etc, you might have to pay the vet bills….
References :
September 4th, 2009 at 12:01 pm
BOTH- and join a reputable, professional petsitting association.
References :
http://www.petsittersinternational.com